Volume 115
Happy Holidays, ☀️
It’s exciting that we collectively survived the first full work week in 2025; we have only 50+ weeks to go, eh? The good thing is, if you’re getting this dispatch, it means you’re one week closer to salary day. I found some comfort in that, and I hope you do, too.
What do we have this week? On #NairaLife, it’s a 25-year-old who has figured out some stability in living life on the edge — she found a hustle in giving people high-interest loans. It’s high-stakes by every measure, and if you ask her, she’s just trying to survive. But at what cost?
On #LoveCurrency, a 40-year-old teacher, talks about her unique marriage dynamic. She carries a lot of financial weight, but how does she and her husband make it work without friction?
Let’s get into it.
In this letter:
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- #NairaLife: The 25-Year-Old Looking for Financial Stability in a High-Risk Business
- Love Currency:This Osogbo Teacher Doesn’t Need Her Husband to Be the Sole Provider
- I Lost My Life Savings to an Online Boyfriend
- QUIZ: Only Money Smart Nigerians Will Score 8/11 on This Fintech Logo Quiz
- Where The Money At?!
#Nairalife: The 25-Year-Old Looking for Financial Stability in a High-Risk Business
In 2019, this 25-year-old landed on an unlicensed, high-risk business: informal money lending. It was her get-out-of-poverty-free card, and she’s stuck with it since. Half a decade later, her life has changed, and so have her problems.
Love Currency: This Osogbo Teacher Doesn’t Need Her Husband to Be the Sole Provider
In the 10 years Remi* (40) has been married to Akin* (41), they’ve navigated different financial situations and frictions.
They’ve found a rhythm, and for Remi, that means putting all her income into supporting her family.
I Lost My Life Savings to an Online Boyfriend
Pam* (29) thought she’d found love when she reconnected with an old schoolmate in 2020. But he was more interested in her wallet.
She narrates how he scammed her of ₦550k and why the loss no longer bothers her.
QUIZ: Only Money Smart Nigerians Will Score 8/11 on This Fintech Logo Quiz
You probably use some of these fintech apps. But can you recognise their logos?
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
Share this newsletter
All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.
See you next week…
Yours cashly,
Toheeb,
Zikoko’s “OG” Mr. Money
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